Check your credit Atlanta

If you seek help from credit counseling, it remains on your record for 5 years, I believe, but thats 5 years after youve completed your pay-down, so it can be longer than the bankruptcys 7 years overall. If youre actively rebuilding your credit history, check your credit Atlanta lenders (and Blaine check your credit Atlanta will correct me if I am wrong) will look at your last two-years history very closely, so thats about how long it takes to dust check your credit Atlanta off your history. Angela, the issue with not having a land-line phone is part of how the check your credit Atlanta creditor verifies your check your credit Atlanta identity. online credit reporting When a credit check your credit Atlanta bureau is pulled, check your credit Atlanta sometimes it says the applicants address & phone number do not match the credit bureaus records. A home phone number shows stability and proof of address. With the FI (financial institution) that I work for, usually we ask the applicant to forward proof of id such as a drivers license and a copy of a utility bill showing the current address and applicants name. my credit score

Im suprised, PC Financial instantly rejected you rather than asking for more info. In todays day & age, cell phones are the only phone for many people. Other reasons that applicants are declined, is debt ratio. A customer can have amazing credit, but if they have already extended themselves to 40% of their gross income in debt pymts including housing, they may not qualify for more. Another reason can be that a client already has the maximum unsecured credit we will offer based on their income. It can be a real challenge to explain this to clients. You can have amazing credit history, but if your income is low, it is limitating. Ill just put my lenders hat on here for check your credit Atlanta a moment I worked for RBC in personal lending for over 6 years. free credit report.org I have a ton of experience with credit reports so here we go: Melissa, just about everything can sit on your bureau for up to 7 years before it falls off. However, lenders tend to be more concerned with what youve been up to for the most recent two years.